Bank Asset Mismatch

According to reports, former Vice President Zhu Min of the People’s Bank of China recently stated that the Silicon Valley Bank incident is a very typical bank asset mismatch, maturity mismatch, structural mismatch, and improper management. When the external environment changes, especially when the interest rate environment changes, it is not able to adjust in a timely manner. Zhu Min believes that the action speed of the Federal Reserve and the Ministry of Finance is relatively slow, and the Silicon Valley banking incident is a typical bank management error that superimposes moral hazard issues within banks. Will banks in the United States still break out? Zhu Min gave a positive answer: Yes, at least in regional banks. Former Vice President of the People’s Bank of China Zhu Min: There will also be positions explosion in American banks Analysis based on this information:Former Vice President Zhu Min of the People’s Bank of China recently commented on the Silicon Valley Bank incident…